After a decade of living in rented houses, Sandhya and her husband, Atul saved enough to buy a house. It was a big decision and both were a little lost initially. However, to make a start, they decided to do systematic property research on the internet. It was a good idea as the internet has no dearth of information on the latest home-buying processes in India. However, the challenge lies in identifying the relevant and authentic information available on the internet. It is extremely useful to have a ready reckoner of top websites they must check.
It is always useful to be informed about the available benefits and the current regulations that safeguard buyersâ€™ interest. One of the surest ways to spot reliable information on current rates, registration rules, required legal documents, etc, is to visit trustworthy websites. Here are the top websites that home-buyers should know about.
The Housing Industry Regulatory Authority (HIRA)
If youâ€™re someone who lives in West Bengal and planning to buy a home, this is a website you need to bookmark for sure.
HIRA or The Housing Industry Regulatory Authority is West Bengalâ€™s adopted RERA act, introduced to bring transparency in buying and selling of property and to safeguard buyersâ€™ interest. This website provides buyers important information on the project plan, layout, approvals, land title status, consultants, etc that are in the public domain. The site gives a detailed list of all government approved and registered projects, real estate agents and also a list of defaulters. Â It allows online registration of agents and projects and also allows buyers to register their grievances online for speedy redressal.
Kolkata Municipal Corporation
A vital resource for home-buyers in Kolkata, this Kolkata Municipal Corporation website is a go-to for anybody looking for houses in the City of Joy. The site allows making online payment of property tax, amusement fees, parking fees, etc. It facilitates online submission of building plans, checking on building plan approval status, completion certificates, mutation of property, etc. in Kolkata.
This is the Telangana governmentâ€™s website on its RERA policies that allow buyers in Hyderabad and Telangana to make informed property choices. The site gives online access to details on RERA registered projects and online complaints filing facilities. It allows online registration for agents and projects to get RERA certified and provides a list of registered agents and projects. The site also allows buyers and sellers to download relevant forms and circulars etc.
CLSS Awas Portal
This website details out the benefits of Pradhan Mantri Awas Yojna, a game-changer initiative by the central government to provide housing for all by 2020. As a real-time monitoring system, this website allows applicants for Pradhan Mantri Awas Yojna to now track their application status online through the five stages from application till the release of subsidy. The site also allows Aadhaar verification and De-Duplication of beneficiaries at the time of submission of application.
If youâ€™re planning to apply for home loans, it is likely that the banks will want to know your credit score. This is based on your financial credit history and this website helps tabulate a CIBIL score for you. The site also offers tailor-made loan options based on your score and information on your loan eligibility (CIBIL Rank and Company).
From searching for lucrative homes to online access to approved agents, layout plans and guaranteed amenities, theseÂ top websites can be your best guide to help you arrive at the doorstep of your first home.